Bad credit car loans after a turndown
What a denial letter tells you, what to fix before reapplying, and how financing works here.
Marketing Director | Bud Clary Auto Group
Dustin Schuler
Dustin Schuler runs marketing for Bud Clary Auto Group. He's worked on his own cars since high school, where he earned college credits and worked toward an ASE certification, and he still does his own wrenching.
- 10 yearsWith Bud Clary Auto Group
- AYES and NATEFCertifications earned in high school
- 11 makesFord through Ram, across the group
- Close to 200,000Miles on the A6 TDI he keeps running
About Dustin
Dustin has spent 10 years with Bud Clary Auto Group, a third-generation, family-owned group of 14 franchise stores in five Washington cities. His role as Marketing Director has put him to work for Ford, Chevrolet, Subaru, Toyota, Honda, Hyundai, Volkswagen, Chrysler, Dodge, Jeep and Ram stores.
Cars have had his attention since he was a little boy, and a Mercedes-Benz 240D is where he learned to drive a stick shift. By the end of high school he held a certificate of work readiness plus certifications through AYES and NATEF, and he had earned college credits while working toward an ASE certification.
Anything with a motor is still fair game for him. He drives a Chevy Silverado 1500 set up with mid-travel suspension, drifts a Nissan 370Z, and counts an all-wheel-drive Audi A6 TDI with a large single turbo as his favorite. That TDI is nearing 200,000 miles and has had its turbo upgraded and replaced three times, with Dustin doing all of the work himself. In all those years, another mechanic has worked on one of his cars just once, to program a key fob.
His guides are written the way he would explain things to a friend who asked.
Why Dustin writes for Bud Clary Toyota of Yakima
Bud Clary Toyota of Yakima sits at 2230 Longfibre Rd. in Union Gap. The store's area pages name Selah, Ellensburg, Sunnyside, Prosser and the Tri-Cities, and the Lower Valley towns of Wapato, Toppenish and Grandview sit along the same routes. Those are long miles on I-82 and US 97, and Dustin keeps them in mind when he writes for this store.
His first guides for Toyota of Yakima cover the moments when money or paperwork is on the line. The financing guide is for Yakima Valley buyers who were turned down somewhere else and want to know what to change before applying again. The lease-return guide walks through Toyota Financial Services' own steps, from the courtesy pre-inspection to turn-in day. The ToyotaCare guide explains why most 2027 Toyotas get a shorter no-cost maintenance plan than 2026 models, which matters when a commute from Sunnyside or Ellensburg piles on miles.
Each guide links to the primary source behind its facts, whether that's Toyota, the Consumer Financial Protection Bureau or Washington law, so a reader in Union Gap can check the details before visiting the store.
Pages Dustin wrote for Bud Clary Toyota of Yakima
Each one carries his byline and links to its sources.
Toyota lease return
The TFS turn-in steps, wear rules, mileage charges and disposition fee waiver.
ToyotaCare
Coverage by model year, Roadside Assistance, and what the plan leaves out.