Trade or sell
Get a number for your Toyota
Have your leased Toyota appraised. If you trade it or sell it to us, we handle the payoff with Toyota Financial Services directly, and we'll buy it even if you don't buy a vehicle from us.
Lease ending soon?

By Dustin Schuler, Marketing Director, Bud Clary Auto Group
Reviewed October 2026 | About Dustin
At the end of a Toyota Financial Services lease you can hand the vehicle back, buy it, or turn it in and lease or finance another Toyota. Bud Clary Toyota of Yakima in Union Gap can appraise yours as a trade, go over the turn-in steps with you and help you choose what comes next. The best time to start is about 90 days before your maturity date.
These are the options Toyota Financial Services gives its lease customers. Your lease agreement sets the exact charges.
| Choice | What happens | What can show up on the bill |
|---|---|---|
| Turn it in and get another Toyota | You return the vehicle and lease or finance a new or Toyota Certified Used vehicle through TFS. | TFS waives the disposition fee on this path when its timing rules are met. Excess wear and mileage charges can still apply. |
| Return it and walk away | You turn the vehicle in at a Toyota or Lexus dealer, sign the odometer statement and settle the final invoice with TFS. | The disposition fee, excess wear and use, excess mileage, and any unpaid payments, late fees, taxes or tolls. |
| Buy it | You get a payoff quote from your TFS online account and pay it, or finance the purchase through a Toyota dealer and TFS. | The amount on your TFS payoff quote, plus the taxes and fees that come with buying a vehicle. |
This follows the order in the TFS lease-end guide and checklist.
TFS measures a lot of damage against a credit card. Its lease-end guide lists these as examples that may be charged as excess wear and use:
Orchard and farm roads, sanded winter highways and long runs on I-82 are hard on glass and paint. Walk around the vehicle in daylight a couple of months before your pre-inspection, look closely at the windshield, and check tire sidewalls for cuts. A chip caught early is usually a smaller decision than a crack found on turn-in day.
Your mileage allowance and per-mile charge are written into your lease agreement. Toyota's current regional lease offers, which expire November 2, 2026, list a $350 disposition fee due at lease end and charge $0.15 for each mile over the allowance. That allowance is 10,000 miles a year on every one of them except the 2027 bZ, which allows 12,000. Older leases may carry different terms, and your own contract governs.
TFS's FAQ says it isn't selling additional miles right now. If you're far over your allowance, price out buying the vehicle or trading it before you decide to return it.
The disposition fee can go away. On its Return Your Vehicle page, TFS says it waives the fee, up to $350, when you replace the vehicle with a new or Certified Toyota or Lexus financed or leased through a participating dealer and TFS or Lexus Financial Services within 30 days before or after the return, or when you've had three or more TFS or LFS accounts.
Trade or sell
Have your leased Toyota appraised. If you trade it or sell it to us, we handle the payoff with Toyota Financial Services directly, and we'll buy it even if you don't buy a vehicle from us.
Next vehicle
Browse this month's new vehicle specials or read how the Toyota Certified Used program works. The TFS waiver covers a new or Certified Toyota leased or financed through TFS.
Service
Book a visit before turn-in to have tires, brakes, glass and lights looked over, and ask whether we can do the TFS courtesy pre-inspection. Service is open Monday through Saturday, 7:30 AM to 6:00 PM, with a free courtesy shuttle.
Our sales team can set up an appraisal or talk through your turn-in. Sales is open Monday through Friday 8:30 AM to 7:00 PM, Saturday 8:30 AM to 6:00 PM and Sunday 10:00 AM to 5:00 PM.
Usually. TFS requires your originating dealer to take the return and says most other Toyota and Lexus dealers will process one too, but asks you to call first. A non-Toyota dealer isn't authorized, and you stay responsible for the lease until TFS receives the payoff and paperwork or the vehicle reaches a Toyota or Lexus dealer.
Get a payoff quote from your TFS online account, then pay it or finance the purchase. TFS points you to your Toyota dealer for financing, and our finance team can help with that.
Toyota's current regional lease offers list $350, and your lease agreement shows the amount on yours. TFS waives it if you lease or finance your next new or Certified Toyota or Lexus through TFS or LFS within 30 days either side of the return, or if you've had three or more TFS or LFS accounts.
You pay the per-mile charge in your contract for each mile past the allowance. TFS isn't selling extra miles right now, so if you're well over, compare buying or trading the vehicle with returning it.
Yes, but TFS says early termination fees may apply. Check your lease agreement or TFS account first, and get a trade appraisal so you can compare the numbers.
All keys and remotes, the owner's manual, the toolkit and spare tire, and any original equipment that came with the vehicle.
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