Trade-In Value at Bud Clary Toyota of Yakima in Union Gap

Selling a truck on your own around here means listing it, fielding messages, meeting strangers in a parking lot and sorting out the title by yourself. Trading it at 2230 Longfibre Rd. turns all of that into one stop, and what your vehicle is worth goes straight toward the next one.

• We'll buy your car, truck or SUV even if you don't buy anything from us. The appraisal is free and carries no obligation.
• Still making payments? We deal with your lender or leasing company on the payoff ourselves.
• We take care of the DMV paperwork. Title gone missing, or one key short of a full set? We work with what you have.
• Put the trade toward a vehicle from our lot and Washington taxes only the price left after the trade, so the sales tax comes down. The rule is explained below.

The online offer works from what you type in. When we see the vehicle, five things do most of the work on the final number.

• Mileage. Fewer miles for the model year generally helps, and a daily round trip between Sunnyside and Yakima adds up on the odometer quickly.
• Condition. Orchard rows and farm roads leave their marks: scraped bed rails, a dented tailgate, branch scratches down the doors, dust worked into the cab and worn tires. Whatever needs reconditioning comes off the value.
• History. Accident repairs, a branded title and missing service records all count, so bring receipts for oil changes, tires and any major work.
• Equipment. Four-wheel drive, the towing gear it left the factory with, trim level and options all go into the number. Aftermarket lifts, wheels and racks are judged one at a time.
• Local demand. A vehicle is worth what buyers in this market will pay. In the Valley, trucks like the Tacoma and Tundra earn their keep hauling bins, feed and trailers, and what similar trucks are selling for here is part of what we weigh when we confirm your number.

Washington leaves the value of a like-kind trade out of the taxable selling price. Under the Department of Revenue's rule, WAC 458-20-247, you hand the trade to the dealer as part of the same purchase, both vehicles are listed on the sales paperwork, and the two have to be property of a like kind.

For vehicles, like kind is broad: the rule lets a car go toward a truck, a motorcycle or a motor home. It also draws a line that matters on a farm. Farm machinery, including tractors and self-propelled combines, traded toward a car is the rule's own example of a swap that does not qualify, so the old orchard tractor won't trim the tax on a new RAV4.

The dealer and the buyer set the trade's value together, and the rule bars inflating it to shrink the tax. It also says you are entitled to full value for a trade that still has a loan against it.

That gap is called negative equity, and trading the truck doesn't erase it. The Federal Trade Commission explains that a dealer may fold the leftover balance into your next loan, take it out of your down payment, or both, and that you then pay interest on it.

Our team settles the payoff with your bank or credit union. Any balance left after your trade's value still has to be paid, with cash or by adding it to the new loan, and the FTC suggests checking the down payment and amount financed in the financing disclosures before you sign so you can see how it was handled. If the gap is large, the FTC also lists waiting while you pay the loan down, or selling the vehicle yourself.

Credit took a hit along the way? Our page on bad credit car loans in Yakima explains how financing works at this store.

Washington requires a Report of Sale within 5 days whenever you trade a vehicle to a dealer. The Department of Licensing lets a registered Washington dealer file it for you, and still expects you to confirm it was submitted. Bringing the items below lets the trade close in one visit.

• The title. If a bank or credit union still holds it, bring the lender's name and your account number so the payoff can be arranged.
• No title in hand? DOL says a replacement can take 4 to 8 weeks and that an Affidavit in Lieu of Title can also work, so tell us early.
• A truck you paid off years ago that still lists the old lender: DOL explains how a lienholder release, a signed-off title or a notarized Affidavit of Loss/Release of Interest, clears it.
• Your current registration and driver's license
• Every key, fob and remote, plus the owner's manual
• Service records and receipts, if you kept them
• A plan for the plates: DOL makes removing them the seller's job, and they can move only to the same kind of vehicle, a truck plate to another truck

Our store is on Longfibre Road in Union Gap, at the south edge of Yakima. We serve drivers from Yakima, Selah, Sunnyside, Ellensburg, Prosser and the Tri-Cities, and Wapato sits right on the way up from the lower Valley. If you're driving in from Prosser or Kennewick, call (509) 575-4868 before you leave so the team knows you're coming.

Put your trade toward something from our used inventory or a new Tacoma or Tundra, and fill out the credit application ahead of time if you plan to finance. Coming up on the end of a Toyota lease instead? Our Toyota lease return guide covers the turn-in steps.